The platform
One platform, composable modules
Cashlinq platform modules can be deployed individually, partly or in full, depending on preference and the intended goal. Each module integrates into existing systems through standard APIs and protocols, with the latest ISO standards supported out of the box.
Bank
Hold accounts, run products, keep a provably correct ledger.
Core Banking
Account management and transaction processing for wallets, savings and current accounts. Run it standalone or alongside your existing core.
Digital Wallet
A digital wallet platform that lets banks, MNOs and fintechs offer convenient, affordable transacting to everyone.
Lending
A comprehensive lending solution for microfinance institutions and banks: origination, underwriting, servicing and reporting in one module.
Move money
Payments, remittances and foreign exchange on every rail.
Remittances
Operate domestic and international remittance services, fully integrated into every customer channel.
Merchant & Bill Payments
A merchant services gateway and bill payments module that connects customers to the service providers they use and love.
Foreign Exchange
A forex module that lets your institution participate in foreign-exchange business across all its channels.
Connect
Open APIs and message switching to the wider financial system.
Reach customers
Apps, agents and channels that meet people where they are.
Under the hood
The supporting modules doing the heavy lifting
Four pieces of infrastructure that every deployment leans on, included with the platform and invisible to your customers.
Payment Processing Interface
A lightweight enterprise service bus that handles transaction processing for incoming requests from every channel, built wholly on current ISO payment standards.
"Stand-in" Facility
Authorizes transactions on behalf of Cashlinq or any core system behind it, so you can upgrade core systems without disrupting client services.
Single Sign-on
One secure identity across the platform's applications, built on OpenID.
API Gateway
A managed front door for every API the platform exposes, with authentication, throttling and monitoring included.
Beyond software
Services to match
The same team that builds the platform can integrate it, extend it and train yours on it.
Software Development & Integration
Systems integration and custom software development for banking and payments, with specialized experience in ISO 20022 integrations.
Training
Hands-on training in enterprise software development, ISO 20022 implementations and performance engineering.
Quality Assurance
Quality assurance for banking systems: testing, security assurance and regulatory compliance that de-risk every release.
Ready to see Cashlinq?
Tell us about your market and your goals, and we'll show you the modules that get you there without the huge initial CAPEX.