Platform module
Open Banking
Expose standardized, secure APIs and launch your own BaaS.
Overview
What it does
The Open Banking module enables financial institutions to expose standardized Open Banking APIs securely to third-party providers: Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs).
Established banks use it to capture more value through fintech partnerships and to offer their own Banking-as-a-Service platforms through APIs, joining the global open banking trend instead of being left behind by it.
Capabilities
What Open Banking gives you
AISP & PISP APIs
Standardized account-information and payment-initiation APIs out of the box.
Secure third-party access
Third-party providers connect under the latest security standards, including OpenID.
Banking as a Service
Let fintechs build on your licence and infrastructure, and share the revenue.
API gateway
Traffic management, authentication and throttling through the platform's API gateway.
Developer-friendly
Clean REST APIs that integration teams can build against quickly.
Works with
Modules that pair well with it
Every Cashlinq module integrates with the rest of the platform out of the box. Start with one and add the next when you're ready.
Core Banking
Account management and transaction processing for wallets, savings and current accounts. Run it standalone or alongside your existing core.
Instant Message Xchange
A message switching system for financial institutions to exchange domestic ISO 20022 (Swift MX) messages across all business areas.
Ready to see Open Banking in action?
Tell us about your market and your goals, and we'll walk you through the module and how it fits your stack.