Platform module
Digital Wallet
Second-generation mobile wallets for the banked and underbanked.
Overview
What it does
The Cashlinq digital wallet platform allows the banked, underserved and underbanked to transact in convenient, easy and affordable ways: sending money, paying bills, receiving remittances, requesting invoices and more.
Mobile network operators use it to run second-generation mobile wallets. Financial institutions use it to reach customers a branch network never could.
Capabilities
What Digital Wallet gives you
Multi-currency wallets
Customers hold and convert money across currencies in a single wallet.
Merchant payments
Pay merchants in person or online, with QR payments for speed at the till.
Bill payments
Airtime, utilities and the service providers customers use and love.
Remittances
Send and receive domestic and international remittances, wallet- or voucher-based.
Agency banking
Cash-in and cash-out through agent networks in the community.
Micro-loans
Offer credit directly on the wallet through the lending module.
SME invoicing
Small businesses request payment with an invoice, straight from the wallet.
Purpose-driven payments
Support African business cases like contract farming, travel and subsistence, and project payments.
Works with
Modules that pair well with it
Every Cashlinq module integrates with the rest of the platform out of the box. Start with one and add the next when you're ready.
Core Banking
Account management and transaction processing for wallets, savings and current accounts. Run it standalone or alongside your existing core.
Remittances
Operate domestic and international remittance services, fully integrated into every customer channel.
Customer Channels
Android, iOS, web, WhatsApp, Telegram, USSD and SMS applications that put your banking services in every customer's hands.
Ready to see Digital Wallet in action?
Tell us about your market and your goals, and we'll walk you through the module and how it fits your stack.